Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) Q32016 Interim Report

first_imgSwan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) listed on the Stock Exchange of Mauritius under the Insurance sector has released it’s 2016 interim results for the third quarter.For more information about Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu) company page on AfricanFinancials.Document: Swan Life Ltd (formerly The Anglo Mauritius Assurance Society Ltd) (ANGM.mu)  2016 interim results for the third quarter.Company ProfileSwan Life Limited (formerly The Anglo Mauritius Assurance Society Limited) offers services such as life assurance, pensions, actuarial, and investment businesses in Mauritius. The company also provides life, car, home, health, travel, and boat insurance products, education and retirement plans, investment plans, wealth management, and stockbroking services for individuals. Swan Life Limited is headquartered in Port Louis, Mauritius. Swan Life Limited is listed on the Stock Exchange of Mauritius.last_img read more

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Have £500 to save this payday? Here are 3 smart moves you could make

first_img Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Have £500 to save this payday? Here are 3 smart moves you could make I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. See all posts by Rupert Hargreaves Image source: Getty Images If you have £500 to save this payday, that’s excellent news. But what should you do with it?Luckily, there are plenty of options for savers and investors who want to get their money working as hard as possible.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Here’s a look at three brilliant financial moves you could make with a payday lump sum of £500 today.LISAIf you’re saving for retirement or your first property and aged between 18 and 40 putting your payday funds into a Lifetime ISA could be a brilliant move.The biggest advantage of this product is the fact that any capital gains or income on funds in the wrapper are sheltered from the taxman.You’ll also receive a generous 25% top-up from the government on all your contributions up to £4,000 per year. So, on a deposit of £500, the government will add £125.As long as your ISA provider allows it, this type of ISA also enables you to hold a broad range of stocks and funds. That could help you grow your money faster over the long run.The one drawback of using this saving product is that you can’t access your money until you either turn 60 or buy your first property. If you try to withdraw funds for another reason, you’ll have to pay a penalty of 25%.Stocks and Shares ISAIf you can’t open a LISA or don’t want to lock your money away, a regular Stocks and Shares ISA is a great alternative for payday funds. You won’t get the 25% government top up with this ISA, but the tax perks are still available. That makes it an excellent account for long term investing. You can own any stock or bond as long as it’s traded on a “recognised exchange.” That effectively means any developed economy stock market.Payday investingYou don’t have to open a Stocks and Shares ISA or LISA if you want to invest for the future. You could also use your payday funds to set up a regular investing plan with an online stockbroker.Most online stock brokers will let you save every month with as little as £50 although some require a large lump sum to start.Investing in the stock market is a great way to grow your wealth over the long term. The best way to make the most of the market’s wealth-creating potential with just £500 is to buy a low-cost tracker fund.These funds track the market for you, so you don’t have to worry about picking individual equities.The returns can be fantastic. For example, for the three-and-a-half decades to the beginning of March 2020, the FTSE 250 produced an annualised return for investors of around 12%. At this rate of return, your money would double once every six years.Combining a low-cost investment fund with tax-efficient products such as a LISA can be an extremely potent combination. A deposit of £500 with the government top-up would be worth £2,000 after 10 years, assuming a 12% annual rate of return. Imagine what it would be worth if you invested regularly! Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!center_img Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Rupert Hargreaves | Sunday, 5th April, 2020 Our 6 ‘Best Buys Now’ Shareslast_img read more

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The Future of Nonprofits: Innovate and Thrive in the Digital Age

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Case studies highlight successes and failuresHighlights the power and strength of Social MediaHighlights how to hire, train, manage and inspire “internal entrepreneurial” employeesFeatures actionable advice on creating an organization that is primed to grow and thrive in the immediate and long–term futureBeth Kanter said of the book on 25 April 2011:“The creaky wheels of the nonprofit industry are about to get the grease they need! The Future of Nonprofits combines twenty-first century innovations (social media, alternative currencies, digital channels) with enduring success strategies of the best nonprofits (hiring killer talent, structuring smart). Moreover, David and Randal lay out a formula for organizational innovation–the Holy Grail of the nonprofit world. This is the playbook every nonprofit soldier needs to make it in the Digital Age.” The Future of Nonprofits: Innovate and Thrive in the Digital Age  11 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. [amzn_product_post]The Future of Nonprofits helps organizations capitalize on internal innovation. Innovative nonprofits are able to better predict future trends to remake and reshape their culture, structure, and staff to be a more nimble and lean. By applying the strategies laid out in this book, nonprofit professionals of all levels can prepare their organizations to take advantage of future trends and develop innovative “internal entrepreneurs” that will grow revenue and drive their mission.Provides nonprofits with a comprehensive playbook on how to create a new, more flexible, innovative organizationProvides nonprofits a look at the future of fundraising and communications trends into 2016 Advertisement Howard Lake | 7 April 2013 | Newslast_img read more

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Report: Morgan Stanley in Settlement Talks with New York AG Over Subprime Loans

first_img Tagged with: Morgan Stanley New York Attorney General Settlements Subprime Loans Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Report: Morgan Stanley in Settlement Talks with New York AG Over Subprime Loans Related Articles March 2, 2015 866 Views Share Save The Best Markets For Residential Property Investors 2 days ago  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Investment firm Morgan Stanley is currently negotiating a possible settlement with the office of New York Attorney General Eric Schneiderman over the mishandling of subprime mortgage loans in the run-up to the housing market crash and financial crisis, according to multiple media reports.According to a regulatory filing from Morgan Stanley, the New York AG said on January 13 that it planned to file a lawsuit against the investment firm under the Martin Act, a New York law that allows the state’s AG to file such suits with regards to financial fraud. The suit in this case is over alleged omissions of material information for 30 subprime securitizations on the part of Morgan Stanley, calling into question the investment firm’s due diligence, underwriting, and valuation processes, according to reports.A spokesperson from Schneiderman’s office, when reached by email, declined to comment on the lawsuit or the possibility of a settlement. According to Morgan Stanley’s regulatory filing, the investment firm disagrees with the allegations and has presented Schneiderman’s office with defenses, the reports said.The settlement talks with the New York AG are separate from an agreement Morgan Stanley made last week with the U.S. Department of Justice to pay $2.6 billion to resolve similar claims the handling of residential mortgage-backed securities.Morgan Stanley, a worldwide investment firm that is headquartered in New York, has had ongoing legal troubles in the last year with regards to its sales of RMBS prior to the financial crisis, resulting in a series of settlements totaling hundreds of millions.In mid-February, Morgan Stanley made a motion in the New York Supreme Court to dismiss two lawsuits filed by the Federal Housing Finance Agency (FHFA) accusing the firm of failing to buy back $2.5 billion worth of faulty residential mortgage-backed securities.In February 2014, the firm settled a separate lawsuit filed by FHFA for $1.25 billion over the selling of faulty RMBS to Fannie Mae and Freddie Mac during the run-up to the financial crisis. Servicers Navigate the Post-Pandemic World 2 days agocenter_img Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: Brian Honea Home / Daily Dose / Report: Morgan Stanley in Settlement Talks with New York AG Over Subprime Loans Previous: Analysts: Mortgage Market Can Handle Twice As Much Default Risk Next: Treasury Official Says Administration is ‘Ready, Willing, and Able’ to Talk Housing Finance Reform The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Morgan Stanley New York Attorney General Settlements Subprime Loans 2015-03-02 Brian Honea in Daily Dose, Featured, News Subscribelast_img read more

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1 more death and 89 new Covid-19 cases reported

first_img Twitter 1 more death and 89 new Covid-19 cases reported Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA WhatsApp RELATED ARTICLESMORE FROM AUTHOR Pinterest 89 new cases of Covid 19 have been confirmed in the Republic and one further death.The person died in June and nobody has died after contracting the disease in the last two weeks.53 of the new cases are in Dublin, 15 in Limerick and the rest are spread across 13 other counties.Professor Philip Nolan from the National Public Health Emergency Team says there’s been an increase in hospitalisations:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/09/nolan7pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Google+ Twitter Facebook Nine til Noon Show – Listen back to Monday’s Programmecenter_img WhatsApp By News Highland – September 2, 2020 News, Sport and Obituaries on Monday May 24th AudioHomepage BannerNews Previous articleMain Evening News, Sport and Obituaries Wednesday September 2ndNext articlePortnablagh to Creeslough road reopened News Highland Arranmore progress and potential flagged as population grows Important message for people attending LUH’s INR clinic Google+ DL Debate – 24/05/21 Facebooklast_img read more

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The influence of sudden commencements on the rate of change of the surface horizontal magnetic field in the United Kingdom

first_imgSudden commencements (SCs) are rapid increases in the northward component of the surface geomagnetic field, related to sharp increases in the dynamic pressure of the solar wind. Large rates of change of the geomagnetic field can induce damaging currents in ground power networks. In this work, the effect of SCs on the (one minute) rate of change of the surface magnetic field (R) at three UK stations is investigated. The distributions of R during SCs are shifted to higher values than the data set as a whole. Rates of change greater than 10 nTmin‐1 are 30‐100 times more likely during SCs, though less than 8% of the most extreme R (≥ 99.99th percentile) are observed during SCs. SCs may also precede geomagnetic storms, another potential source of large R. We find that the probability of observing large R is greatly enhanced for three days following an SC. In the 24 hours following an SC it is 10 times more likely than at any given time to observe rates of change between 10 and several hundred nTmin‐1. Additionally, between 90 and 94% of data (depending on station) above the 99.97th percentile is recorded within three days of an SC. All values of R ≥ 200 nTmin‐1 in the UK have been observed within three days of an SC. These results suggest that accurately predicting sudden commencements is critically important to identify intervals during which power networks at similar geomagnetic latitudes to the UK are at risk from large GICs.last_img read more

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Muntons gains HGCA funds

first_imgMaltster Muntons has secured £25,000-worth of fun-ding through the Home Grown Cereals Authority’s Enterprise Awards to enable it to export malted wholegrain flakes to the US market.Stowmarket-based Muntons’ export sales manager Clive Bole said: “This is an exciting move for us because, with these wholegrain flakes, we are launching a totally new product into the US bakery market. We are confident that their health benefits will make them a popular choice with the North American consumer.” Meanwhile, chairman of HGCA’s market development committee Julian Gibbons said: “Muntons has identified a gap in the US bakery market for their flakes, and will be ope-ning up new export opportunities as a result.”last_img

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News story: UK and India strengthen defence ties with new agreement

first_imgAt bilateral defence and security equipment talks in London this week, the two nations agreed to re-double efforts to identify mutual defence and security capability needs and collaborate on solutions.Air Marshal Richard Knighton signed the Defence Equipment Memorandum on behalf of the UK Ministry of Defence, while Shri Barun Mitra, Additional Secretary Defence Production at the Ministry of Defence, signed on behalf of the Indian Government.Defence Minister Stuart Andrew said: As major world economies, Britain and India both have a proud global maritime history, with impressive futures ahead.The signing of this Memorandum of Understanding underpins the collaboration between our two nations, building on our defence ties, and ensuring our nations are able to combat emerging threats for generations to come. I am delighted that the Ministries of Defence of India and the United Kingdom have signed this Memorandum of Understanding.This agreement will help us develop closer, mutually beneficial relationships between our respective defence and security industries.center_img The agreement, which marks a step change in India and United Kingdom’s defence relationship, comes after a visit by India’s chief of naval staff, Admiral Sunil Lanba, to HMS Queen Elizabeth in Portsmouth last month. It also follows HMS Dragon’s visit to Goa in December last year, where the ship took part in the longstanding naval exercise, The Konkan Series.By collaborating and exploiting procurement opportunities together, both nations will be able to benefit from technological and manufacturing capabilities and support long-term cooperation between their defence and security industries.In addition to the bilateral talks this week, UK and Indian industry met to discuss how they would forge deeper and broader partnerships to contribute to these efforts.Minister of State for Trade and Export Promotion Baroness Fairhead said:last_img read more

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M&S food shows strong sales growth

first_imgMarks and Spencer (M&S) food business has reported like-for-like sales are up 1%. The retailer said its “specialist position” in the food market meant it continued to be set apart from other competition. Food H1 sales overall were up 3.6% for the 26 weeks ended 27 September 2014. It also said it expected its food business to continue to outperform the market with 50 more new Simply Food stores planned over the next three years, up to a total of 200 from 150 as previously indicated.The company said: “We launched over 1,000 new lines in the first half of the year including our new ‘Taste’ range of prepared meals as well as new categories such as frozen meals. At the same time, we continue to highlight the great value we offer on everyday essentials in our ‘Simply M&S’ range of c.700 lines, all of which are competitively priced but with added M&S quality.”It also said it will focus on developing “top-quality” ranges with competitive prices that were also fair to farmers.It admitted that market conditions will continue to be challenging, but was confident it would be ready for the key Christmas trading period.Marc Bolland, chief executive, outlined his plans to focus on the continued growth of M&S food. He said: “M&S delivered sales growth and increased profit in the first half despite a tough market, particularly in September. We are pleased with the progress we have made against our key priorities for the year: GM gross margin, improving womenswear, driving food growth and cash generation.”Overall, the retailer showed strong cash generation, with EBITDA at £578.8m, up £37.7m.last_img read more

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Police, Military Fight Crime Wave Plaguing Brazil’s Federal District

first_img In late September, Avelar supervised the biggest drug incineration in Brasília’s history. Nearly three tons of crack, cocaine, marijuana, ecstacy, LSD and hashish confiscated by police in the previous 12 months went up in smoke. The bonfire was part of Drug Use Prevention Week. In October, Avelar coordinated a forum on fighting crack for Brazil’s security forces as well as the ministries of social development, education, sports, health and justice. Agnelo Queiroz, governor of the Federal District, said in a press release that since September — with the launch of Operation Zero Tolerance — “police and military forces have apprehended more than 1,000 people in three administrative regions: Brasília, Ceilandia and Taguatinga. Since Queiroz took office just over a year ago, 600 military police have been hired, with a total of 1,300 new officers expected to be on the streets by this December. In addition, the Operational Air Force Battalion has obtained two new helicopters, while six police buses have been equipped with Mobile Commando technology. Queiroz said the Federal District has invested more than R$40 million (about $22 million) in police and firefighting operations. The Federal District encompasses 24 administrative regions including Brasília itself. Arthur Maranhão Costa, coordinator of the University of Brasília’s Center for Studies on Violence and Security, said “these regions are better understood as neighborhoods since they don’t have elected mayors and vote for the district’s governor.” Costa has written extensively about violence in the Federal District, and in 2004 published a study on police reforms in Rio de Janeiro and New York. Brazil leads the world in murders “Up until the 1990s, violence in Brazil was concentrated in heavily populated places like São Paulo, Rio de Janeiro or Pernambuco,” said Julio Jacobo Waiselfisz, who’s served as research director at the Sangari Institute since 1980. “But then, cities in the interior began offering fiscal incentives to lure investment and low-wage workers attracted by the relative economic stability. Over time, they became perfect targets for the drug market and a rise in crime.” In 1999, then-President Fernando Henrique Cardoso and José Gregori, then-minister of human rights, created the National Plan for Public Security [Plano Nacional de Segurança Pública], known today as the National Citizenship Security Plan [Plano de Segurança Nacional con Cidadania], or Pronasci. “One of the main objectives of this plan is to effectively combat the two problems of organized crime and drug trafficking, which are frequently inseparable,” stated the 2000 decree that established Pronasci. “Criminal organizations have economic power and the capacity of corrupting society, constituting a serious threat to our democratic institutions.” Under Pronasci, authorities have implemented various new strategies such as Operation Zero Tolerance and War on Crack. BRASÍLIA — Streets where you don’t walk at night. Places where you don’t park your car. Whole areas where security forces are invisible. Throughout Brazil’s carefully planned capital city, families no longer feel safe in their own homes, and electric fences and other expensive anti-crime technologies have been sprouting up in suburban neighborhoods. That’s because criminal activity traditionally associated with Brazil’s megacities — such as homicides, kidnappings, robberies, public assaults and drug trafficking — has in recent years spread from major metropolitan areas to smaller cities hundreds of kilometers from the coast. Between 1998 and 2008, the number of homicides in Brazil jumped from 41,950 to 50,113, representing an increase of 17.8 percent, according to the Violence Map 2011: Youth of Brazil. The map was produced by the Sangari Institute, a São Paulo-based think tank, in partnership with the Ministry of Justice. Violence in the Federal District These so-called “satellite cities” have very high homicide rates, but those rates haven’t varied much in the past two decades. What has drastically changed for the worse is the region’s outlying vicinity; today the Federal District ranks sixth in homicides among Brazil’s states, according to the Violence Map. Sandro Avelar, the Federal District’s new secretary of public security, said that fighting drug trafficking is his top priority, partly because an increase in the local supply of crack has caused crime to skyrocket. Drugs moving inland Despite government measures being taken to crack down on crime and guarantee public safety, Brazil remains one of the most violent countries in Latin America. In 2011, according to the UNODC study, Brazil — population 195 million — ranked first worldwide in total number of homicides (43,909), edging out even India, which last year reported 40,752 murders despite its vastly larger population of more than one billion. One reason for this is Brazil’s proximity to drug-producing countries like Bolivia, Colombia and Peru. Another is the culture of violence which the region has endured for more than half a century. “It is not the weapon that kills, but the man — and we need to end this culture of extermination now that we have the chance,” said Sangari’s Weiselfeiz. “The best tools are education programs directed at teenagers and young adults, who are the ones most affected by violence.” By Dialogo December 05, 2011 Burning drugs in Brasília last_img read more

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