introducing a modern Industrial Strategy to help businesses create better, higher-paying jobs in every part of the UK helping people stay in work longer with our Fuller Working Lives strategy, which supports employers to recruit, retrain and retain older workers tackling inequalities in employment highlighted by the Race Disparity Audit, through targeted support in 20 areas around the country and £90 million announced by the Prime Minister to help young people England and Wales (local media enquiries) 029 20 586 then 097 or 098 or 099 The employment rate has never been higher – with over 3.3 million people moving into work since 2010. It’s a great British success story with businesses from Exeter to Edinburgh creating jobs – helping, on average 1,000 people find a job each and every day since 2010. And with the increase in the personal tax allowance, this government has ensured that people are keeping more of their money before they begin paying tax – meaning more take-home pay, that’s more money in your pocket for you and your family. Minister for Employment, Alok Sharma said: The unemployment rate is now 4.2% – down 0.4% since last year – with the number of people out of work falling by 115,000.The figures published by the Office for National Statistics (ONS) come as Black, Asian and minority ethnic employment (BAME) is at a record high. The BAME employment gap – the difference between the employment rates of the ethnic minority population and the overall population – is at an all-time low of 10.1% points. London Press Office (national media and London area enquiries only – not questions about personal claims) 020 3267 5144 Secretary of State for Work and Pensions, Esther McVey said: The increase in personal allowances means that the typical basic rate taxpayer is now paying £1,075 less in income tax than in 2010. Thanks to the National Living Wage full time minimum wage workers have had an annual boost of £2,000 since 2016.Today’s figures also show: Press Office Out-of-hours (journalists only) 07623 928 975 private sector employment is now at 27.04 million, up by over 3.7 million since 2010 the number of women in work is at a record high of 15.26 million youth unemployment has fallen by over 40% since 2010 the number of workers aged 50 plus has reached a record 10.18 million Contact Press Office We are also arranging work experience sessions for students through Jobcentre Plus in over 1,400 schools. The scheme is being rolled out across the country, to ensure young disadvantaged kids aged 12 to 18 get opportunities including work experience to learn about the world of work and consider future career options. So far, the partnership between Jobcentre Plus and local schools has resulted in around 12,000 sessions for pupils, parents and teachers helping to prepare pupils for the world of work. Follow DWP on: Twitter – www.twitter.com/dwppressoffice Facebook – www.facebook.com/dwp LinkedIn – www.linkedin.com/company/dwp YouTube – www.youtube.com/dwp At 75.6%, the employment rate has never been higher, with more people in work than ever before. And with a continued fall in unemployment, we have a strong jobs market that’s set 17 new employment rate records since 2010. It’s also very welcome news that the ONS has reported that regular pay has outpaced inflation for the third month in a row. Scotland (local media enquiries) 0131 310 1122 Read the Labour Market Statistics – June 2018 from the Office for National Statistics. Separate figures released today show that more than 920,000 people are now receiving Universal Credit, with 37% in employment. The rollout of Universal Credit remains on track and the business case summary published last week confirms an estimated £8 billion boost to the economy every year when it is fully rolled out, with an additional 200,000 people moving into work.The government has reformed welfare to make work pay, backed businesses to take more people on, and built a stronger, fairer economy. But we want to help even more people benefit from a well-paid job. That’s why we are: Caxton HouseTothill StreetLondonSW1H 9NA
87SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Glenn Christensen Glenn Christensen is Founder and President of CEO Advisory Group the first Merger and Acquisitions consultancy focusing on the credit union industry.As a visionary and entrepreneurial leader with 25 … Web: www.ceoadvisory.com Details Strategic organizational growth doesn’t happen by accident, or without plenty of care and nurturing. This is especially true with credit unions, where members benefit from growth, not third-party stockholders. Creating an intentional and forward-thinking strategic growth plan is essential to long-term organizational success.Credit unions can grow in a number of ways, including:expansion within existing geographic marketsexpansion into new geographic marketschanging criteria for membership to include more segments or groups servedmerging with or acquiring similar organizationsBefore growth opportunities are explored to identify the most advantageous options, there are seven elements that should be considered for your strategic growth plan. These elements can help you determine the right trajectory for your organization.1. DemographicsWhat community does your organization serve? Is it one with broad demographics, and thus broad growth potential? Or is it more niche in nature, meaning that growth may come through specialized offerings, rather than broader appeal? Here are the four most important demographics for building a strategic growth plan:AgeIncomeWealthHome ownership2. Market Size & GrowthBeyond the question of market saturation, there is the consideration of the market size where you do business. Saturation and size must be paired variables when it comes to properly analyzing past performance and understanding future growth. In addition, the total number of households must also be considered, accounting for positive or negative growth, while also allowing for future market fluctuations. Finally, when considering market size and growth, look at deposits at market branches, and then compare in relation to historical and projected growth.3. CompetitionTo restate the obvious, it’s not enough to consider your own credit union’s strengths, weaknesses, opportunities and threats. You’ll also need to closely study your competition. Where does your competition position its branches? Are there new entrants into the market? Evaluate, using public information, how your competition has increased their position within a region. Have existing banks and credit unions in your market been adding to their branch network? Are you anticipating competition to add additional branches to the market over the next five to ten years, or do you anticipate branch consolidation? Finally, assess how increased branching might impact average deposits, loans, or members per branch; and, ultimately, the branch profitability.4. Member PenetrationUnderstanding the membership penetration within your target market is key to defining your market strategy. Membership penetration and product usage has historically been highly correlated with home or workplace proximity to branch location. Membership surveys have shown that, as the distance from the branch increases, the primary financial institution relationship declines. The greater the distance from the branch, the more likely the member will have a secondary or tertiary relationship with the credit union and be very selective in product usage.Your credit union has an opportunity to expand relationships with secondary members through more effective delivery systems and marketing channels. Member and market surveys can help your credit union understand issues of market awareness, while also unlocking opportunities to set itself apart from competitors.5. Product DemandWhen evaluating markets, your credit union will want to understand the demand for various product types. For example, if your credit union is targeting high net-worth consumers, emphasis should be on markets with higher propensity to use investment products and wealth planning.Additionally, you’ll want to look within your membership pool to determine the level of product demand that you’ve achieved. You likely have members that satisfy some banking needs through your organization, while also patronizing other organizations. Your strategic growth plan may benefit from opportunities to stimulate internal growth by gaining all member banking business, rather than providing only a service or two.On the flip side, some of your offerings may not meet member needs or expectations. Your members may need a new generation of products – for instance, online banking and digital transactions – that you don’t currently offer. Evaluation of product demand requires consideration from three distinct angles: matching members with offerings, ensuring offerings meet member needs, and creating new offers to meet new expectations. Proper evaluation of product demand will ensure you’re ready to meet the demands of your members. Comparative product studies can also be a helpful tool for understanding growth opportunities in your markets.6. Branch Delivery System NetworkWhen considering how to best serve members through branches, your branch system should be subject to four areas of review:Evaluation of under-served regions – Are new branches needed?Relocation of existing branches – Will changes increase convenience?Consideration of under-performing branches – Are closures necessary?Update outdated branches – Will remodeling increase branch success?7. Merger or AcquisitionThe hardest part of a strategic growth plan – and the one most likely to achieve high results – is a merger or acquisition. Instead of growing internally, purchased growth – new locations due to M&A – may achieve better results, faster. This kind of increase in the field of membership (FOM) could help your organization achieve the type of regional penetration and growth that might otherwise be impossible. M&A plans can result in better member penetration and provide access to enhanced capital, while also yielding benefits for members of both organizations.Most importantly, when creating a strategic growth plan, consider each aspect from the viewpoint of members. It is for them that the organization exists, and it’s through them that your organization achieves success.
What Republican would you vote for as 80th District State Representative Kasha Kelley Andrew Lawson Undecided View Results Click here to view large map here. Kasha KelleyAndrew Lawsonby Tracy McCue, Sumner Newscow â€” The 80th District State Representative Republican Primary will be held on Tuesday, Aug. 5. Incumbent Kasha Kelley is being challenged by Andrew Lawson. All voters in Sumner County will be voting in this race. Please vote in this straw poll if you are a registered Republican and plan on voting on Tuesday.Click here to view larger map here. Loading … Follow us on Twitter.
The Nelson Selects managed to knock off regional rival Kootenay South to claim the gold medal in the U14 Boys Division Sunday at the Terry Walgren Rep Soccer Tournament at the Lakeside Pitch. Jaydon Wouters, Parker Shaw-Lazier and Jona Caney scored for the Selects during the 3-1 win the gold medal match.Nelson gained a bit of revenge on Kootenay South, winners of the round robin match between the two clubs 2-1. The Selects also defeated Kootenay East 3-0 and Creston 4-0.The folks at Mallard’s Source for Sports would like to add to the celebration by naming the Selects Team of the week.The team includes assistant coach David Bracewell, assistant coach Dino Falcone, head coach Jenny Heston, Thomas Wekwert, Aaron Abrosimoff, Spencer Pearson-Atkins, Marco Falcone, Gareth Bracewell, Parker Shaw-Lintz, Keiran Marchand, Sam Howard, Jaydon Wouters, Raven Argyle, ack McKimm, Quinn Barron, Carter Maclean-Simpson, Rowan Megale, Owen Box, Jona Caney and Riley Osachoff.
The Nelson Leafs are not only turning heads of hockey fans with the fast start this KIJHL season, but players are also finding time to win the hearts of young fans during a floor hockey challenge match at Trafalgar. Some of the Leafs players were at the Uphill-based school on the invitation of teacher Carla DeBiasio.The Leafs were pushed to the limit during the contest.Mallard’s Source for sports would also like to salute the Trafalgar game with Team of the Week honours.The players may be a little out of focus, but that only because they were moving so fast.
However, Club Inter-Retallack started to roll during the semi final, scoring a 4-0 shutout of Bia Bora, before dominating the final.Mallard’s Source for sports was quick to spotlight Club Inter-Retallack with team of the week.The team includes, Johnny Colbeck, Tony Maida, Dino Falcone, Jake Kelly, Xavier Schutter, Terry Moore, Marcus Nott, Al Gluckman, Roshan D’souza, Phil Pinfold, Darren Peloso, Shayne Brandel, Lenny Arabia and Adam Chochinov. The final wasn’t even close as Club Inter-Retallack crushed regular season champion Ted Allen’s 7-1 to clinch the Jackson’s Hole Masters Men’s Soccer Championship.Club Inter-Retallack finished the season in second spot behind Ted Allen’s.
Salem >> Former Red Bluff and Mercy high school golfers Peter Mitzel and Steven Rodriguez were named to the 1st Team All Conference golfing for Willamette University last season, based on points garnered in both fall and spring seasons.Mitzel finished second in the Northwest Conference spring tournament at Sunriver, Oregon in April, shooting a 71-72 for 143 gross. Rodriguez carded 75-74 for 149 gross and seventh overall. For the season, Mitzel and Rodriguez finished second and third …
Some of Canada’s biggest names were at NBA Finals Game 5. The country was on the verge of getting its first NBA championship.It all starts with Drake, who wore a more subdued and less trollish outfit. Hockey legend Wayne Gretzky was also on hand. Two female sports stars golfer Michelle Wie and tennis player Eugenie Bouchard sat courtside. One of the most famous Raptors players Vince Carter represented his old team.During the breaks in the contest, Torey Lanez and Baka Not Nice performed for …
Share Facebook Twitter Google + LinkedIn Pinterest Hot, dry weather prevailed last week creating good harvesting conditions, according to Cheryl Turner, State Statistician, USDA NASS, Ohio Field Office. There were 6.2 days suitable for fieldwork during the week ending August 4. Topsoil moisture was getting very short and crops were showing signs of stress due to the lack of moisture. Corn and soybeans needed rain to improve condition and growth rate. Winter wheat harvest was nearly complete. Many producers were planting late cover crops. Oat harvest moved steadily and was only slightly behind the five-year average. Hay making continued last week with some producers able to get a third cutting where regrowth was more evident. Mowing, manure applications, and spraying activities continued last week. Weed control was more necessary in some fields.Click here to read the full report.
Many smart grid details are still being worked outThe Supreme Court ruling enables the creation of new services, such as selling home battery power back to the grid. But the business models for many innovative smart grid technologies are still being worked out, and it still isn’t clear what a sustainable business model looks like. Prices in electricity markets, for example, have been in a slump for years thanks to cheap natural gas, which makes it more difficult to earn money selling electricity services.The ruling also does not mean the end of all tensions between state and federal regulations. States may still be able to prohibit or limit participation in demand response markets.Community solar, for example, may be able to sell into power markets in theory, but in practice much still depends on the rules governing how solar power is metered when connected to the grid. Those rules, still firmly in the hands of the states, have become more restrictive in some places in recent years.So by ruling for FERC, the Supreme Court did not kill the smart grid, as some people had feared. But it will take more than a single sweeping ruling to completely save it. Getting paid to save energyThe FERC rule allows homes and businesses to get paid for energy conservation when demand on the power grid is very high, a practice known in the electricity business as demand response. Demand response has been around for years even before the case was heard by the Supreme Court, and has been credited with keeping power costs down and even with avoiding blackouts. Microgrids and community solarWhile demand response has been controversial, it has (alongside the rest of the smart grid) undoubtedly paved the way for a burst of innovative technologies, practices and business models, the likes of which the electricity sector has not seen in many decades.Electric vehicles, the wi-fi connected thermostat, Tesla’s distributed battery system, and the automated response of household appliances in reaction to conditions on the grid are among the potentially game-changing solutions to the grid’s many challenges — and all have the potential to do the job better and more cheaply than large power plants or batteries.My home state of Pennsylvania is but one example. A number of companies that coordinate demand response have sprung up in southeastern Pennsylvania and neighboring New Jersey.For instance, the Philadelphia subway system is now capturing energy from braking and storing it in batteries for reuse or resale on the wholesale energy markets. The city’s electric utility, PECO, is looking into developing micro-grids for local power supply and distribution. (Full disclosure: I have been involved in a number of projects related to demand response, smart grids, and micro-grids through my university employer, Penn State, and the Microgrid Systems Laboratory.)So it would now seem to be all systems go for demand response, electric vehicles, rooftop solar, and Tesla’s home battery system. But the irony of the ruling is that it may actually have muddied the waters, even when the sweeping language in the ruling suggests the opposite. RELATED ARTICLES Will the Supreme Court Kill the Smart Grid?The New ‘Smart’ GridTesla Will Sell Home BatteriesThe Smart Meter: Friend or Foe?Older Americans and the Smart GridGet Ready for Smart AppliancesOntario to Yank Some Smart MetersIn Nevada, Calls for a Smart Meter ProbeWhen Customers Challenge the Wisdom of Smart MetersFinding the Smartest Use for Smart MetersSmart Meter SmackdownThe Smart Meter’s Contentious Opponents Awkward analogies in an effort to explainDuring oral arguments in October last year, the attorneys arguing on behalf of the FERC sometimes struggled to explain the workings of the power grid and the markets that have been created in the wake of electricity deregulation in the 1990s.A host of awkward analogies, from sports cars to hamburger stands, were used on all sides. At the end of arguments, it seemed that the FERC had won some points and opponents of demand response some others, but ultimately, that confusion had prevailed.Some months ago, I argued that this case has hugely broad implications for the electricity business, particularly for innovation, that go far beyond demand response. Indeed, the majority opinion, authored by Justice Kagan, seemed at times very sweeping.During arguments, power generators complained that FERC simply did not have the jurisdiction to set up a market for demand response. The Federal Power Act suggests that the portion of the grid that distributes power to homes and businesses, rather than high-voltage transmission lines that transport power long distances, is the jurisdiction of the states. On this point, the message from the court was pretty clear: FERC has the authority to make the rules for deregulated electricity markets, and it can be as permissive or restrictive as it sees fit in determining who gets to participate in those markets.As a result, the ruling seems to put the federal government in the driver’s seat over modernizing the power grid, at least in the 70 percent of the U.S. where deregulated regional electricity markets are now the norm and have been for nearly two decades.Get paid to reduce electricity demand? Use on-site generators to supplement the grid during hot summer days? Allow community solar and energy storage to earn the same market price as natural gas or nuclear power generators? The Supreme Court has now opened the door to all of this. A smarter grid, here we come! Seth Blumsack is an associate professor at Pennsylvania State University. This post originally appeared at The Conversation. In a surprising 6-2 decision, the Supreme Court upheld a controversial energy conservation rule from the Federal Energy Regulatory Commission (FERC), the agency that regulates interstate electricity sales.The rule was one of those arcane pieces of federal policy so complex that even attorneys arguing for and against had difficulty explaining it. Yet this particular decision by the court is one of the most important in the energy world for many years — not because it upheld a particular FERC rule but because the decision seems to tip the balance of power on electricity policy toward the federal government and away from the states.The breadth of this decision paves the way for a host of new technologies and business models that seem poised to disrupt the usually staid business of electric utilities and usher in a more technologically advanced power grid. At the same time, the ruling sidestepped a number of thorny questions at the heart of state versus federal control over the power grid. For example, on hot summer afternoons when the air conditioner load soars, consumers and businesses can sign up for utility programs to turn up thermostats for short periods and, in return, receive a rebate. By arranging to consume less power during those critical times, grid operators can avoid purchasing costly power from very polluting generators.Critics of the practice have complained that payments in the demand response market have been so lucrative as to amount to a major subsidy for electricity users, one that has eroded the profits of power plants to the point where (ironically) the reliability of the grid may eventually be threatened. The decision issued last month, and the margin by which FERC’s demand response rules were upheld, came therefore as something of a surprise.